Have a Question About Applying?

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About Us

CTL can help you start your own commercial truck contracting business by offering affordable financing options for the purchase of a new or used semi truck, from any vender or private seller. With low, fixed interest rates and flexible terms of your choosing, you know you can get the best deal on your commercial truck loan.

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Frequently Asked Questions

Frequently Asked Questions Header
  • Should I wait until I have my CDL to apply?

    You don't need to have your CDL to apply at Commercial Truck Lender. Indeed, you can use your loan to pay for training and licensing! These loans can cover any expense.

  • What kind of truck can I buy with my loan?

    What kind of truck do you want? You can buy any commercial truck, work truck, or semi truck from any dealer or private seller. There is no limit to what you can use your loan for.

  • I have bad credit. Am I still eligible to apply for a commercial truck loan

    Bad credit does not disqualify you from applying at Commercial Truck Lender. We don't think past mistakes should prevent you from applying to finance your dream job.

  • How soon after approval will I receive the proceeds of my loan?

    Upon approval of your loan application, you can see up $40,000 deposited directly into your bank account within 2-4 business days.

  • What are the rates and terms on these commercial truck loans?

    The fixed interest rates on these unsecured loans range between 5.99% and 35.36%. The loan terms are 1, 3, or 5 years - entirely your choice.

  • Will applying for a commercial truck loan impact my credit score? Is there a "hard inquiry"?

    In some cases, applying for a commercial truck loan will only result in a "soft inquiry," which does not affect your credit score. Only if, after reviewing the rates and terms of your loan, you accept that loan offer will a hard inquiry be made.

  • Can I review my interest rate and loan terms before committing to get a loan?

    Of course! When you apply at Commercial Truck Lender, you can review all aspects of your loan before committing. Everything is fair and upfront for your benefit.

Loan Purpose and Amount:

Unsecured Personal Loan:

(No Collateral Necessary)

Apply for up to $40,000


Business Loan:

Apply for up to $250,000

Commercial Truck Lender